About SK Finance
Finance guidance with a personal approach
From Goals to Keys, We're Here to Help with Our Expertise. We help customers across Australia understand their lending options and make sense of the finance process.
Who we are
A straightforward approach to finance
SK Finance and Home Loans is a mortgage broking business based in Mount Hutton, NSW, helping customers across Australia with residential lending.
Buying a home, refinancing, investing or building can involve a lot of decisions. We help make the finance side easier to understand.
We start by understanding your goals and financial circumstances, then help you explore lending options available through our lender panel.
Every customer has a different situation, so we take the time to understand yours before discussing your options.
Our approach
Clear advice. A personal conversation.
We keep the process practical and easy to follow, from the first conversation through to the lender's decision and settlement.
Listen first
We start by understanding what you want to achieve and where you are financially.
Keep it clear
We explain the finance process and lending terms in plain language, so you know what is happening.
Compare your options
We help you explore suitable lending options available through our lender panel.
Stay involved
We keep you informed and help you understand the next steps throughout the application process.
Founder & Mortgage Broker
Santosh Kandel
Meet your broker
Santosh Kandel
Founder & Mortgage Broker
SK Finance and Home Loans is operated by Santosh Kandel, helping customers understand their lending options and navigate the finance process.
His work covers first home buyers, home loans, refinancing, investment lending, construction finance and self-employed lending.
If you know what you are looking for or are not sure where to start, a conversation can help clarify your next steps.
Credit representative disclosure
SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd, ACN 626 172 281, Australian Credit Licence 509484.
What we help with
Finance for your next move.
We work across a range of residential lending needs. The options available will depend on your circumstances and lender assessment.
Where we are
Based in Mount Hutton, NSW.
Helping customers Australia-wide.
We are based in Mount Hutton, NSW and work with customers across Australia.
Start the conversation
Have a question about your home loan?
Tell us a little about what you are looking to do and we can talk through the next steps.
SK Finance and Home Loans is operated by Santosh Kandel, a Credit Representative 581326 of Buyers Choice Licencing Pty Ltd, ACN 626 172 281, Australian Credit Licence 509484.